SME Insurance
SMEs are a cornerstone of the New Zealand economy.
With over 90% of New Zealand businesses classified as SMEs, our economy is tied to their success. We offer a range of services to SME clients - either direct or through our partners - protecting them from risk and providing them with security in an ever changing commercial space.
We cover:
damage or material property losses
loss of profit or other business interruptions
liability
business continuity
We walk in the shoes of our clients allowing us to best understand their business and their risk. Our cover is optimised for the particular requirements of SMEs, in particular lower excess and improved Business Interruption cover.
Types of businesses, industries and commercial sectors we cover:
Retail Stores
Sports Clubs and Fitness Centres
Property Owners
Not For Profit Organisations
Wholesalers
Warehouses
Chartered Accountants, Lawyers – all other professional services
Electricians, Plumbers, Builders – all other Trades
Funeral directors
Hotel, motels, bed & breakfasts
Real estate
Restaurants & cafés
Retirement villages
After-school care and early childhood centres
Art dealers
Security firms
Engineers, Manufacturers or Project Design Consultants